Need help with insurance?

We help people find the right health care coverage options, and plan for ultimate peace of mind.

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Welcome to Horne Insurance Agency

We've been helping people of all ages find the right health and life insurance coverage since 2018.


Whether you're approaching Medicare eligibility age, just starting your health care journey, or planning for your family's future, we're here to help you understand the fundamentals, options, and important considerations for insurance in the East Coast states, from Florida to Maine.

Explore our range of insurance options.

Medicare Advantage

Medicare Advantage plans give you more options than Original Medicare. They may include Medicare Part D prescription drug coverage, as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Dental Plans

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Long Term Care

With long term care planning you are helping to reduce the emotional and financial stress on you and your family. It gives you and your family peace of mind.

Life Insurance

Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.

Read reviews from our satisfied customers.

"I started working with Dawn five years ago when I was looking for a low cost Medigap policy. She recommended a high deductible policy that was perfect for my needs at the time. Although it must have been a tiny commission for her, she was always there to keep an eye on things and answer questions. More recently, Dawn helped me to update and upgrade our Medigap and Part D policies. I have always found her very knowledgeable, easily accessible and — unique in my experience with insurance brokers — totally honest and client oriented. We wouldn’t think of doing anything without Dawn's valuable counsel."
Michael F., White Plains, NY
"I can't begin to extol enough praise about Dawn Horne and the wonderful job she has done and continues to do in navigating the confusing systems of Medicare, gap and prescription insurance. My head was spinning until she sat with me reviewed my options, sought my input came up with a plan. She welcomes calls from me, works with my physician's offices in resolving outstanding claims and continues to be an extremely knowledgeable professional who doesn't disappear once she signs you up. The Washington Post has called buying health insurance insanely confusing. Thanks to Dawn, I no longer feel this way."
Eileen P., Chappaqua, NY
"Eve and I can't thank you enough for not only putting our minds at ease, but also for your wonderful sense of humor and kindness in steering us to a Medicare supplement plan that works for us. Your knowledge of the different offerings is so specific and informed, not just in the immediate information, but in how everything plays out down the line, and you were able to patiently explain what the different options were. You have a very genuine human and caring touch, and your mastery of the overwhelming amount of information we would have to wade through make us all the more grateful. Thank you!"
Bob & Eve, NY
"One of the responsibilities of the company I own is to select the health insurance for my employees. Now that I am over 65 untangling the Medicare options is a whole new challenge. The research, analysis, advice and service you have provided far exceeds anything I experienced in the 40+ years of dealing with health insurance agents. You have made a most daunting task understandable and streamlined. I'm so happy I found you."
J. Posner, Pound Ridge, NY
"As a physician I have had commercial insurance for myself and my family throughout my career. As I moved onto Medicare I was confronted by an entire new maze which of course I could not traverse. Dawn came to my rescue! She had the knowledge and patience to help us through this process. SHE WAS EXCELLENT!! We could not have done it without her."
M. Mittleman, Great Neck, NY
"I met Dawn a number of months ago as I needed advice in resolving several medical insurance issues. She listened, made suggestions, and simplified the process of choosing the best plans for me by outlining the pros and cons of each product. Her strong customer service ethic did not end with the signing of the contracts and paying premiums. A few months later I encountered a problem filling a specialty pharmacy prescription to the point that I was going to be out of my medication the next day. I called Dawn. Within 12 hours I had my medication which was shipping from Illinois in my hands in time for my morning dosage. That is customer service and the treatment you can expect from Dawn Horne and Horne Insurance Agency."
J. Weilert, Danbury, CT
"I am a NYC based attorney with a large international law firm with a 40 plus year career counseling clients in connection with large complex commercial transactions. However, I was sadly adrift when it came time for me to navigate the change from firm-based private medical insurance to Medicare and appropriate supplemental coverage. The employee benefits administrator at my firm advised me that Dawn Horne was the ‘go to’ advisor for many partners who had similar issues and recommended that I call Dawn. I emailed Dawn and asked for help. Dawn responded immediately, explained the options clearly, made cogent recommendations, managed the information flow and the form filing process and effectively set me up properly with Medicare and appropriate supplemental coverage in a professional, personable, and seamless manner. Dawn was amazing!"
M. Lubart, Bedford NY
"Just sending a thank you for your invaluable help in guiding me through the complicated maze of Medicare supplemental insurance. Dawn explained everything clearly, simplified the process and guided us into a plan that met my and my wife's needs perfectly. The Horne Insurance Agency saved us a great deal of time, money and frustration. A great help."
Charles B.
"Dawn is our expert on Medicare, gap and prescription insurance. She reviews my mom's policy annually and is available year round for questions. She is professional, responsive and caring and makes this complicated business of coverage as easy as possible."
S. Shanus, Purchase, NY